RE: Question about buying a Tahoe

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RE: Question about buying a Tahoe

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RE: Question about buying a Tahoe - 1/14/2007 7:46:40 PM

tahoe07

Posts: 1139
Joined: 9/22/2006
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Improve credit and/or shop the rate around. My credit union is 5.99% for up to 60 months right now. $25000 borrowed is $483 for 60 months or $387 for 20,000 borrowed.

< Message edited by tahoe07 -- 1/14/2007 7:48:48 PM >

(in reply to whtcts0713)

Post #: 11

RE: Question about buying a Tahoe - 1/14/2007 10:03:32 PM

engine2

Posts: 1707
Joined: 12/24/2006
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quote:

ORIGINAL: whtcts0713

How can I beat the interest rates?

5.99% - 6.49% seems to be the best deal for 60 months right now.

(in reply to whtcts0713)

Post #: 12

RE: Question about buying a Tahoe - 1/14/2007 10:05:35 PM

whtcts0713

Posts: 27
Joined: 11/6/2006
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Is there any chance within the next year there be a speacial offer for ''0% financing''?

(in reply to engine2)

Post #: 13

RE: Question about buying a Tahoe - 1/14/2007 10:05:48 PM

biglg

Posts: 2166
Joined: 9/3/2006
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My credit union has 6.29% for 6 yr/72 months with decent credit.

(in reply to engine2)

Post #: 14

RE: Question about buying a Tahoe - 1/14/2007 10:08:35 PM

engine2

Posts: 1707
Joined: 12/24/2006
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quote:

ORIGINAL: whtcts0713

Is there any chance within the next year there be a speacial offer for ''0% financing''?

There is always a chance. Even when they offer 0% its either 0% or rebate but not both. Most of the time you are better of taking the rebate and gettting your own financing most likely best rate through a credit union.

(in reply to whtcts0713)

Post #: 15

RE: Question about buying a Tahoe - 1/15/2007 1:33:33 AM

TPeezy

Posts: 116
Joined: 12/19/2006
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I seriously doubt that there will be another 0% financing offer by GM anytime soon. The last time I remember that happening was when GM almost declared bankruptcy alittle bit after 9/11 happened If they do offer 0% it won't be on a new 08 Tahoe. Those will be too hot of a commodity.

(in reply to engine2)

Post #: 16

RE: Question about buying a Tahoe - 1/15/2007 9:09:00 AM

TexasTahoe

Posts: 98
Joined: 8/15/2006
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quote:

ORIGINAL: whtcts0713

Well 60 months is not a big deal for me, I dont care how long the payments are for as long as they are like 500 or less (don't want to pay more than like 500 a month) Will the late 07 models have the same problems the current 07 models have? I know its always wise to wait for the second production year when a car is remodeled. When does 0 financing come around? Also I heard that instead of getting a loan I can use a credit card for the monthly payments (I cant get one with like 0 interest to get around the problem)

I tried the credit card approach and they would only allow me to charge 1k. The only way around this would of course be to us a convinence check that you write to the dealership or deposit into your own checking account and wait to clear before cutting the dealer a check. I have also seen dealers have their own special finance programs not associated with GMAC which GM finances through and they may have 0% at one time or another throughout the year. '08's probably won't come out until Aug/Sep timeframe so you have plenty of time to shop around. Only thing I would wait for in the '08 is the hybrid...but since you want to wait till the 2nd model year comes out, you would wait till the '09 hybrid was out! Good Luck.

(in reply to whtcts0713)

Post #: 17

RE: Question about buying a Tahoe - 1/15/2007 10:11:05 AM

myco01975

Posts: 57
Joined: 11/8/2006
Status: offline

Your best bet is to purcahase a late production 07' around the time the 08's come out. That's when there are special interest rates on left-overs. You see this with every car manufacturer. This usually occurrs in Sept-Nov each year. With 25K down you have alot of wiggle room. The finance guys at dealer will always get you the lowest rate possible with that much money down.

(in reply to whtcts0713)

Post #: 18

RE: Question about buying a Tahoe - 1/15/2007 12:22:15 PM

engine2

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Joined: 12/24/2006
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quote:

ORIGINAL: myco01975
With 25K down you have alot of wiggle room. The finance guys at dealer will always get you the lowest rate possible with that much money down.

Believe it or not, I had several finance folks tell me that the rate from Banks and GMAC was a little lower if you financed at least 30K.

(in reply to myco01975)

Post #: 19

RE: Question about buying a Tahoe - 1/15/2007 1:39:26 PM

DEI

Posts: 58
Joined: 1/9/2007
Status: offline

My Credit Union offered .5 % discount if the dealership did the paperwork. The finance guy shopped around and found the best deal, called my Credit Union and they were more than happy to match it.

(in reply to engine2)

Post #: 20